Easy Loans2019-04-11T16:28:14+00:00
loans canada, personal loans in canada

Why Easy Loans?



Complete Our Easy Online Application

It Takes Less Than 10 Minutes

Just One Click Of A Mouse At The End Of The Form To Submit Application

Receive Your Money In Bank

Within 24 Hours



Get Easy Loans From Afterloans Now!

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GET UP TO $5000



I strongly recommend Afterloans to EVERYONE. I got my personal loans  from Afterloans on time to save my business.You guys rock.

Rhodalyn M. Maddix



I know of a friend who lost all his assets/ belongings as a result of a fire outbreak. The only hope left of him was his job, but he had no clothes or shoes to wear since it was all burnt in the fire. He went to stay with a friend while he figured out what next to do. He quickly applied for an easy loan and received the funds in less than 24 hours. He bought new clothes and shoes for work and used the rest for transportation to work and feeding. By the end of the month, he received his salary and quickly paid off the loan. easy loans play a vital role in unforeseen occurrences.

Easy loans

When you are faced with a challenge (broken down car, hospital emergency, non-payment of utility bills, etc.) and don’t have enough money for payments, an easy loan will be best for you. An easy loan is perfect for people who don’t have the time for extended waiting and drawn out application processes to get an application decision on their loans.

Repayments on an easy loan is straightforward, stating the dates and amounts you will be paying. You are also allowed to make over payments or early repayments on the loan if you have the money. It is very important to save money for emergencies nevertheless, you can be caught up in a situation where your savings might not be enough to save you from it. The need to borrow money will then come to play. Getting an easy loan online will be ideal for you.

Though easy loans may be a quick option in resolving your short-term financial crises, it doesn’t solve an issue of substantial financial difficulties or long-term debts.

What Does Easy Loan Offer?

Easy loans offer short-term loans, with easy and flexible loan terms and repayment options. Easy loans are usually unsecured and if your loan is approved, the funds are transferred into your account within 10 minutes after its approval.

Benefits Of Easy Loans?

An easy loan is meant to cushion you when you are in a short-term financial crisis. It offers several assistances, making your situation less worrying and manageable. Below are some benefits of easy loans:

• No guarantor needed: usually, you don’t need a guarantor to get an easy loan and this allows you to secure the loan without troubling family and friends.

• Apply at your convenience: with easy loans, you can apply for the loan at your convenience and complete the full application at any time you choose. You do not need to book an appointment with the lender when applying for the loan. You can apply using a desktop, tablet or your mobile phone.

• Straightforward breakdown of costs: with easy loans, all costs associated with your loan is provided upfront. The terms and conditions associated with your repayments is also provided, giving you ample time to make preparations towards repayments.

• Avoid waiting around: usually, you can complete an easy loan application within a few minutes, and this enables you to access the loan the same day.

• Customer service: online lenders have customer service to offer assistance when something goes wrong.

Easy Loan Requirements

To be eligible for an easy loan, there are some basic requirements you have to meet:

• Be a resident of the country
• Be 18 years of age and above
• Have an active bank account
• Receive a regular income

If you meet these requirements, you just have to add your address, bank account details, income and employment (self-employed or working with a company) and submit it to the lender. The entire process should take less than 10 minutes.

Complete The Application

If you need an easy loan, you first have to fill the application form, stating the amount you want to borrow and how long it will take you to pay back the loan. The lender will then request for your bank account details, income, contact details and expenses to complete the process.

Have An Immediate Decision

Find out if your loan application has been accepted as soon as possible, or the lender has to perform other checks on your application in order to give his/her final decision. If the lender approves the loan, he/she will make the terms and repayment conditions known to you.

Decide On What Next To Do

If your loan application is approved, or the lender needs to perform more checks before deciding whether to give you the loan or not, then you will have to decide on how you want to proceed.

Money Paid

When your request is approved, the money will be deposited into your bank account. you can then go to the bank and cash it.

How To Get An Easy Loan With Bad Credit

Taking an easy loan with a bad credit is not easy but possible. Easy loan lenders consider a borrower’s loan application based on merits. Due to this, if your credit profile is poor, but you are in financial position to take out an easy loan, you might get the approval. You just have to fill the application forms, submit and wait for an approval without an impact on your credit.

How Can I Get An Easy Loan Online?

Easy loans are straightforward and give immediate answer to your loan request. This is subjected to credit checks and affordability. There are numerous lenders out there offering payday loans at different rates and amounts. All lenders have their criteria and will grant a loan if you fit into the criteria. However, the guarantee that the lender is legitimate is not easy to know. You will have to do a background research on your proposed lender before going in for a loan.

What Next After I Submit My Application

After you have submitted your application, be patient and relax! The best thing to do at this stage is try forgetting your situation and put in mind that your problem is solved. This will allow time to pass faster. One interesting thing about easy loans is that your loan can be approved within few minutes to days. You do not have to wait for weeks to get the loan you need. It is fast and easy. Moreover, there are greater chances that your loan will be deposited into your account same day.

When you are caught up in a situation and need an easy loan, consider the following:
1. Plan: write down all things you need money to do so you don’t get lost
2. Do your research: search for lenders that can confirm the credibility of your lender. You can do this by searching for websites online.
3. Don’t be in a haste when reding the terms and conditions of the loan. Take your time to read carefully.
4. Look for hidden fees and penalties: when reading the documents, note the words you are to sign under to be sure of what you are going into.
5. Always ask: always contact your lender through phone calls or e-mail if you are not sure of anything concerning the loan.

What Happens If I Am Unable To Keep Up My Repayments?

If you are unable to keep up with your payments, you must contact your lender right away. Discuss your struggles with the lender and revise your monthly installment package if possible. Some companies can make some adjustments to your monthly installments to suit the amount you can pay on monthly basis.

This change can extend the terms of agreement. Also, the interest you may pay back might increase. It is not advised to halt or stop making payments on your loan as it may attract interest charges on your missed payments and agreement. Moreover, it will show on your file and this can make it more difficult to obtain loans in the future.

Why Choose Easy Loans?

• No Effect on your Credit Score:

Taking an easy loan will not affect your credit score.

• Absolutely Transparent with No Hidden Fees:

When you apply for an easy loan, the lender makes it clear to you the amount you’re expected to pay back, and when to pay back before you make your final decision to take the loan.

• Flexible Terms and Repayment Options:

Easy loans are flexible such that you can make early payments on the loan to clear the debt. Also, the repayments are spread on monthly basis, allowing you to relax and make the payments, not putting stress on your income. You also have the opportunity to discuss the repayment terms with your lender to suit your situation.

• Impaired or Bad Credit Considered:

Regardless of your credit history, you can get the easy loan you need. Easy loans consider all requests based on their merits and not your credit score or credit history. So, don’t be held back by your credit score; take the step and apply for the loan you need.

• Cash Paid in Minutes:

When your easy loan is approved, the money will quickly be put into your account within minutes. There are no delays; quick and easy access to your money.

Easy loans

What To Look Out For In A Legit Lender

To be sure you are dealing with a genuine firm, use these tips as a guide

Easy To Contact:

You should be expecting a decent customer assistance when you call or e-mail a legit lender. He/she should be ready to answer all questions you have and assist you in all possible ways. In addition, the lender should give an online display of the location, and its state licensing information. This will prove to the borrower that the lender is legit.

A secure website:

There is a little padlock on the left of your address bar that confirms the site is safe. With information you send online, most lenders encrypt it with 128-bit or 256-bit SSL. If a lender doesn’t have this secured website, move on. Do not risk your personal info over a great offer. It is not worth it.

A legit lender runs a credit check:

Ideally, you’ll get two credit checks when you apply for a loan. A hard pull to see your credit history and a soft pull to confirm your existence. It is likely a lender is not legit if he/she doesn’t go through these two steps in the loan agreement process.

Clear loan terms:

Legit lenders provide transparent contract which gives an outline of how much your loan is for, the fees you will pay, the interest rate, any possible penalty fees, the total interest you will pay, your repayment options and final cost of your loan. Don’t sign the document if your contract is incomplete.

Ratings and Reviews are available online:

What do people say about this online lender? you can get this info online. When researching, you can ask if the reviews are negative or positive. Can you get info on the lender? what problems do customers report about? -just to be sure it is not a scum.

There is no upfront fee:

Until you finally receive your loan, legit lenders will not charge a penny. However, some lenders may deduct an origination fee from the loan amount before it hits your bank account.

Compare The Interest Rates Easy Loans Offer Online

Learn to compute the annual percentage rate (APR) of your loan. Use the APR to compare the interest rates of easy loans lenders offer rather than the interest rates the advertisement states. Mostly we are lured to think that a 2 weeks loan with a 5% interest is much better than a 15% annual rate the banks offer. That is not the case. The loan period offered by an easy loan are generally short with interest rates applied only to that period. Always note that ordinary loans are cheaper than easy loans online and for that matter, should be used only then it is necessary.

Signs Of A Personal Loan Scam

If you are not pleased with the terms your bank or credit union is offering, or you have a poor credit and applying for the loan, online lenders can meet your needs. Though it is difficult to tell a legit offer from a scam, be cautious and watch out for red flags. Compare lenders before you settle for one. Below are guidelines to direct you so you don’t go in for a scam.

• No credit check required:

Most genuine lenders run a check on your credit score to determine if you can repay the loan or not. When you have a good credit score, it tells the lender you are a responsible borrower and always repay your debts on time and in full. A scammer usually is not interested in your creditworthiness so if a lender doesn’t care about your credit score, be suspicious as it could be that he/she is only after your personal information.

• The lender is not registered in your state:

All states require their lenders to register for a license in order to operate. When you realize a business is licensed to operate in other states but not in your state, do not respond to its inquiries on lending since it is possible it’s a fraudulent website that is using a business’s name for money.

• Incomplete loan offer:

The lending Act requires lenders to provide a complete loan terms and conditions which includes the final cost of the principal plus interest before a borrower sign. If the details of your offer are missing, contains grammatical errors or raises eyebrow, then it is possible it is a scum.

• No physical address found:

If the contact information and address of the lender is not provided, put a halt on the loan. It is very difficult to get in touch with scammers as they do this to dodge any legal action the lender might file against them.

• Your offer will soon expire

You must act fast: Urgent offers are mostly scamming. Genuine lenders look at your credit score to offer steady rates. Scammers use the pressure tactics to drive the borrower to quickly act, before you are able to detect the scum in progress.

The loan requires payment up front:

When a lender demands a processing fee, origination or insurance fee before approving the loan, it is a scam. The lender is a scammer looking for quick cash.

• Your approval is guaranteed:

There is nothing like guaranteed loan. For your loan to be approved, the lender will run a check on your credit history and verify your information. Scammers will lure a borrower with guaranteed approval to take fraudulent upfront fees

Asks for payment in the form a gift card:

If the lender pressures you to pay with a gift card, you should consider a new lender as it is a scam. Making payments with a gift card is the same as cash payment. When the money is used up, it is almost impossible to get it back or trace it. No genuine lender will request payment with a gift card.

Easy Loans

Quick Ways To Know What Others Say About A Lender

1. Better Business Bureau:

Better business bureau is an independent non-profit devoted to strengthening the relationship between businesses and customers. It analyzes the customer’s reviews and grievances to rate how the business works. This allows the businesses to respond with a resolution.

2. Consumer Financial Protection Bureau complaint database:

This is another authentic place to search for scams. Search for complaint narratives from both former and current customers by the company and date the Consumer Financial Protection Bureau received the complaint. You can also find out whether the Consumer Financial Protection Bureau has taken any legal action against the lender.

Lenders To Be Cautious Of

You should conduct further research, reading your full contract before getting a loan from any of these lenders. Though they might not scum, they may raise some red flags.

1. Glider Lending.

Red flag: The Better business bureau has not been able to confirm the address of glider lender and therefore, gives it an ‘’F’’ rating. When it comes to basic information such as programs and business owners, the Better business bureau has also not been able to reach out to the public about them.

2. Concourse lending.

Red flag: The Better business bureau gives such lenders an ‘‘F’’ rating. This is because it has failed to respond to the Better business bureau. It then cautions borrowers that its mailers do not reveal the full terms of any new loan and this is contrary to the Federal Trade Commission (FTC) regulations

3. Quality solutions.

Red flag: a lot of people have reported on the Federal Trade Commission’ website of receiving calls concerning loans they did not apply for from Quality solutions. It is very likely that they are genuine since it gets an ‘‘A+’’ from Better business bureau. Other customers also speak highly of them  that they had a good experience with them. Nevertheless, cautious of phone calls from firms posing as this lender.

How Can You Avoid Personal Loan Scams?

To protect yourself from scams when Appling for a personal loan, be sure to avoid

1. Phishing scams

Scams involving fraudsters “phishing’’ are very common personal loan scums you should avoid. They phish for your financial and personal information. In phishing scam, you either open a form or visit a site that looks as if it is from a legitimate lender.

You may receive a phone call where the caller will be demanding a confirmation of the details of your loan. If they should succeed in tricking you, you will end up giving them your bank account number, password, and Social Security number which the scammer will use to steal your identity or money.

How to avoid being “phished”

Easy loans

When applying for a loan online, make sure the page you are on is encrypted. Look out for the padlock on the left side of the page’s URL which starts with “https”. This indicates the site you’re on is secure. Without that, it’s likely that the site is not legit.

Do not click links in a popup window or unsolicited emails. If you are not sure of the source of the phone call or e-mail, contact the lender’s customer support for clarification and ask about the contact. If you are unable to confirm an offer, a lender or loan details, look somewhere else. It is far better to not have a loan than to risk your identity being stolen and your account drained.

2. Advance-fee scams

This type of scam can sometimes be combined with phishing scams where you apply for the loan with a fraudulent lender. Here, the lender will request you pay a fee that will cover the processing costs, guarantee approval or insure your loan before they begin processing your application. Usually, the lender will ask you to make the payment through a prepaid debit card or a wire transfer. These payments are not traceable, making it easier for the lender to escape.

The Way To Avoid Losing Your Money To A Scam

A lender who asks for an upfront fee is not legit. Halt any loan application with such lenders. Note that no genuine lender will request money from you before processing your application. Some lenders will charge an origination fee but typically, the fee is taken from your total loan amount.

Finally, Do Not Hesitate In Taking An Easy Loan!

When you are caught up in an emergency and need an easy loan online, be extremely cautious in selecting a lender. You don’t want to aggravate your current situation. Get on the Consumer Financial Protection Bureau website and take note of recently reported lenders. The mandate of the Customer Financial Protection Bureau is to regulate easy loan lenders. Be patient, shop online and get the best deals that will suit you, with favorable terms and conditions of payments.

Disclaimer: All loans offered through this website are subject to credit and underwriting approval. AfterLoans.ca is a lead referral company, not a lender. AfterLoans only works with financial service providers that adhere to Canadian laws and regulations. Our lenders lend from $500-$5,000. Loans amortization is between 6-36 months. APRs range from 19.99% to 55%. The actual APR charged will depend on the lender’s assessment of your credit profile. For example, on a $1000 loan borrowed for 12 months at 29.9%, the monthly payment will be $97.24; with a total repayment, including interest, of $1166.88 There is also lender’s optional loan protection policy. In the event of a missed payment an insufficient funds fee of around 45$ may be charged (dependent on the lender). If you default on your loan payment plan the lender may terminate the plan and the remaining balance will become payable immediately. Our lenders employ fair debt collection practices, but will pursue the payment of Outstanding debts to the full extent that Canadian law allows.